HTM Insurance Agents

At HTM, our agents strive to offer a variety of products to fit your every need, allowing you to have everything you need in one place. Our product offering includes Farm, Residential, Auto and Commercial policies.
Connect with on our our agents below!

Auto Insurance

We offer various coverage options to meet your auto insurance needs, always ensuring that you and your vehicle are protected. At HTM we take pride in underwriting your auto policy efficiently and competitively. 

Business Insurance

We know how important your business is to you and your family, which is why we take pride in offering custom commercial packages tailored to your business’s specific needs. Whether your business operates on the main street or out of your own home, our flexible coverage works to protect everything you’ve worked so hard to build.

Farm Insurance

We were formed in 1898 in the spirit of neighbours helping neighbours, as many farmers were unable to find companies to insure their properties and livestock. We started as a farm mutual, which means whatever type of farm you operate, our products will be sure to meet your needs. 


Meet Our Agents

Select an Agent Below to Learn More

Karen Sero

Phone: 1-800-263-3935 Ext. 258
Cell: 613-438-3280

Agent Hotline: 1-877-486-2499

Karen started working at Gunter Insurance in Sept 2010, as soon as her youngest Son was old enough to start Kindergarten. She achieved her first Broker license in 2012, giving her 12 years in the industry. 

In 2019 Karen’s parents retired from Gunter Insurance, and she was welcomed into the HTM family. Prior to entering into the insurance industry Karen spent 4 years as the Front Desk Manager of a busy Fitness Center, which enhanced her customer service skills, multi-tasking, and ability to think quickly. In her spare time Karen enjoys walking, cottage time and yard work with focus on creating the perfect backyard oasis.

Karen offers policies for all HTM business lines, including:  Auto, Property, Commercial and Farm. If you would like to contact Karen to discuss your insurance needs see her contact details above.  

Scott Hutchings

Phone: 1-800-263-3935 Ext. 258 
Cell: 613-438-6474

Agent Hotline: 1-877-486-2499

As an insurance professional with more than 10 years of experience, Scott has worked his way up from starting as a broker and later transitioning into the role of an agent. This experience has given him a detailed eye for insurance products, policies and procedures. Coming from a family-owned brokerage has also rewarded him with a unique outlook on the industry.

When Scott’s not busy protecting families from potential financial loss, you can find him playing guitar or singing his heart out.

Scott offers policies for all HTM business lines, including:  Auto, Property, Commercial and Farm. If you would like to contact Scott to discuss your insurance needs see her contact details above.  


Cameron Atkinson

Phone: 705-324-2933 
Cell: 705-341-8321 

Cameron was born and raised in Lindsay, Ontario. His love for his community led to him pursuing a career there as well. He is pleased to provide service to the Kawartha Lakes and surrounding areas. His journey in the insurance industry started in April of 2019. Previous to his life in insurance, he provided agricultural and small business lending solutions for a major bank, labored for a local cash crop farmer, and ran his own property maintenance company.

Cameron and his wife, Stacey, have 2 active boys that keep them busy. As a family they enjoy the outdoors, spending time at the family cottage swimming and fishing. He also actively participates in their kids’ extra curricular activities as a coach and volunteer.

Cameron is an avid learner and always likes to elevate his knowledge within the industry to keep up with trends and changes that are constantly evolving. 

“It is my pleasure to serve the community in which I grew up. I am passionate about educating my clients while providing a strong level of personal service.”

Cameron offers policies for all HTM business lines, including:  Auto, Property, Commercial and Farm.


Amanda Hartin

Phone: 705-324-2933 

Amanda Hartin graduated from Fleming College in the Correctional Worker Program, and started her career working in Child and Youth services for several years. In 2009  a  job opportunity arose in her family’s insurance business, started by her grandfather. Amanda  jumped at the opportunity and has been an Insurance Agent since 2009 alongside her grandfather, father and mother. 

She is passionate about helping people understand the importance of insurance, ensuring each individual’s insurance needs are met.  Amanda also makes it her priority to help her clients when they have suffered a loss with providing guidance and a friendly familiar face.  

Amanda was born and raised in a small town in the City of Kawartha Lakes where she and her husband are currently raising their two boys. She is passionate about spreading autism awareness, since her youngest son was diagnosed at the age of 3 with Nonverbal Autism Spectrum Disorder.  She also enjoys spending her weekends reading, ATVing, and just quiet days with the family.

Amanda offers policies for all HTM business lines, including:  Auto, Property, Commercial and Farm


Our Agents

At HTM, we sell our products through a professional network of agents and brokers.

We have four knowledgeable agents who sell our products directly to you, our policyholders. They operate out of our office here in Cobourg as well as our office located at 270 Kent Street West in Lindsay. As employees of the company, they are uniquely positioned to have the best understanding of the company’s services, coverages and guidelines. Our agents work as a team to provide you with a high quality of service.

In addition to the personal service you receive from our agents, they can provide you with a digital experience that allows for 24/7 access to your current policy information, payment information, and digital pink slips for your vehicles. Ask your agent about our “HTM Connect” service and what it can do for you.

Our agents believe in the company mission “To Protect Your Future as if it’s Our Own”. Contact them today.


Photo Gallery