Posts by htminsurance
Welcome to the new HTM Insurance website!
A Primer on Sump Pumps
There is a term that is quickly gaining acceptance in the insurance industry: “water is the new fire”. What that means is that water-related claims are quickly outpacing fire losses in terms of both frequency and severity of loss. We’ve all read the sensational headlines about floods and other extreme weather events. Historically in this […]
Life Safety Devices
Part 1: Smoke Alarms A common subject that arises when visiting with our customers is about life safety devices. People ask about where smoke detectors should be located; how many they should have; or if they need a Carbon Monoxide Detector. These are all excellent questions. Residential fires account for 73% of all fire-related fatalities […]